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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $705,643 | $183,539+284.5% | $155,556+353.6% | $145,897+383.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 7.44% | 61.31%-53.9pp | 64.84%-57.4pp | 552.29%-544.9pp |
| Employer contribution / active EE | $7,500 | $5,315+41.1% | $4,675+60.4% | $4,663+60.9% |
| Participant deferral / active EE | $25,356 | $6,467+292.1% | $5,631+350.3% | $6,689+279.1% |
| Admin fee / account holder | $5,172 | $19,275-73.2% | $15,885-67.4% | $13,390-61.4% |