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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,641 | $175,259-82.5% | $149,723-79.5% | $139,487-78.0% |
| Participation rate | 81.8% | 83.4%-1.6pp | 78.8%+3.0pp | 80.3%+1.5pp |
| Annual return | 13.29% | 166.82%-153.5pp | 134.50%-121.2pp | 373.84%-360.6pp |
| Employer contribution / active EE | $1,329 | $5,478-75.7% | $4,821-72.4% | $4,755-72.0% |
| Participant deferral / active EE | $3,027 | $6,522-53.6% | $5,682-46.7% | $6,713-54.9% |
| Admin fee / account holder | $308 | $16,158-98.1% | $13,215-97.7% | $11,407-97.3% |