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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,073 | $152,591-68.5% | $117,529-59.1% | $134,545-64.3% |
| Participation rate | 25.0% | 77.1%-52.1pp | 70.6%-45.6pp | 81.2%-56.2pp |
| Annual return | 43.95% | 53.04%-9.1pp | 29.77%+14.2pp | 418.37%-374.4pp |
| Employer contribution / active EE | $521 | $5,576-90.7% | $4,179-87.5% | $4,742-89.0% |
| Participant deferral / active EE | $3,642 | $4,821-24.5% | $4,072-10.6% | $6,401-43.1% |
| Admin fee / account holder | $478 | $7,004-93.2% | $5,645-91.5% | $11,431-95.8% |