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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,442 | $129,737-22.6% | $119,126-15.7% | $154,746-35.1% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 19.97% | 379.08%-359.1pp | 282.11%-262.1pp | 172.34%-152.4pp |
| Employer contribution / active EE | $2,362 | $4,375-46.0% | $4,034-41.4% | $4,379-46.1% |
| Participant deferral / active EE | $2,700 | $5,842-53.8% | $5,318-49.2% | $6,730-59.9% |
| Admin fee / account holder | $572 | $11,961-95.2% | $10,693-94.6% | $14,365-96.0% |