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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,314 | $109,872-25.1% | $98,483-16.4% | $167,536-50.9% |
| Participation rate | 50.0% | 75.8%-25.8pp | 73.3%-23.3pp | 82.1%-32.1pp |
| Annual return | 16.19% | 1959.31%-1943.1pp | 1494.38%-1478.2pp | 478.82%-462.6pp |
| Employer contribution / active EE | $1,395 | $3,225-56.7% | $2,961-52.9% | $4,839-71.2% |
| Participant deferral / active EE | $2,454 | $4,673-47.5% | $4,276-42.6% | $6,342-61.3% |
| Admin fee / account holder | $625 | $6,757-90.8% | $5,953-89.5% | $12,315-94.9% |