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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,893 | $98,776-93.0% | $149,745-95.4% | $79,856-91.4% |
| Participation rate | 89.6% | 75.8%+13.8pp | 82.5%+7.1pp | 69.6%+20.0pp |
| Annual return | 33.35% | 27.38%+6.0pp | 276.72%-243.4pp | 31.71%+1.6pp |
| Employer contribution / active EE | $966 | $3,217-70.0% | $4,646-79.2% | $2,471-60.9% |
| Participant deferral / active EE | $3,250 | $5,681-42.8% | $6,843-52.5% | $3,741-13.1% |
| Admin fee / account holder | $193 | $6,053-96.8% | $9,312-97.9% | $5,306-96.4% |