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| Provider | Service type | Compensation |
|---|---|---|
GRAMKOW, CARNEVALE, SEIFERT & CO1+ years Filed as: GRAMKOW, CARNEVALE, SEIFERT & CO. Service code 99 · EIN 41-2257491 TWO FOREST AVENUE · ORADELL, NJ 07649 | Other Fees | $6,192 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,765 | $46,360+76.4% | $147,617-44.6% | $52,331+56.2% |
| Participation rate | 100.0% | 64.9%+35.1pp | 84.6%+15.4pp | 68.1%+31.9pp |
| Annual return | -3.29% | 1.62%-4.9pp | 61.98%-65.3pp | 4.54%-7.8pp |
| Employer contribution / active EE | $7,592 | $2,126+257.1% | $5,564+36.4% | $1,882+303.5% |
| Participant deferral / active EE | $4,130 | $2,258+82.9% | $4,895-15.6% | $3,022+36.7% |
| Admin fee / account holder | $490 | $766-36.0% | $11,612-95.8% | $592-17.2% |