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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,772 | $88,754-37.2% | $81,820-31.8% | $145,877-61.8% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 15.99% | 1031.77%-1015.8pp | 777.93%-761.9pp | 551.28%-535.3pp |
| Employer contribution / active EE | $3,687 | $3,085+19.5% | $2,915+26.5% | $4,663-20.9% |
| Participant deferral / active EE | $5,795 | $4,648+24.7% | $4,323+34.1% | $6,691-13.4% |
| Admin fee / account holder | $1,274 | $8,424-84.9% | $7,391-82.8% | $13,402-90.5% |