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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,047 | $115,814-92.2% | $101,275-91.1% | $158,982-94.3% |
| Participation rate | 87.5% | 79.4%+8.1pp | 75.8%+11.7pp | 82.0%+5.5pp |
| Annual return | 0.00% | 56.16%-56.2pp | 46.48%-46.5pp | 302.99%-303.0pp |
| Employer contribution / active EE | $1,636 | $4,176-60.8% | $3,660-55.3% | $4,763-65.6% |
| Participant deferral / active EE | $2,673 | $4,958-46.1% | $4,371-38.8% | $5,983-55.3% |
| Admin fee / account holder | $3,195 | $7,249-55.9% | $5,948-46.3% | $11,252-71.6% |