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| Provider | Service type | Compensation |
|---|---|---|
WELLS FARGO BANK, N.A.10+ years Filed as: WELLS FARGO ADVISORS LLC Service code 27 401 S TRYON ST 11TH FL D1050-111 · CHARLOTTE, NC 28081 | Advisory (Plan) | $90,486 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $65,582 |
KERNUTT STOKES LLP9 years Filed as: KERNUTT, STOKES, BRANDT & CO. Service code 10 1600 EXECUTIVE PARKWAY STE 110 · EUGENE, OR 97401 | Accounting | $20,918 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,534 | $92,186+26.4% | $105,624+10.3% | $77,762+49.9% |
| Participation rate | 80.8% | 81.0%-0.2pp | 75.3%+5.6pp | 70.6%+10.3pp |
| Annual return | 11.90% | 17.83%-5.9pp | 116.20%-104.3pp | 31.27%-19.4pp |
| Employer contribution / active EE | $2,709 | $3,376-19.7% | $3,168-14.5% | $2,728-0.7% |
| Participant deferral / active EE | $5,520 | $5,395+2.3% | $5,013+10.1% | $4,651+18.7% |
| Admin fee / account holder | $309 | $219+41.3% | $10,961-97.2% | $433-28.5% |