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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,219 | $93,598-80.5% | $135,974-86.6% | $75,173-75.8% |
| Participation rate | 65.5% | 75.2%-9.7pp | 81.9%-16.4pp | 67.2%-1.7pp |
| Annual return | 86.81% | 30.89%+55.9pp | 68.30%+18.5pp | 160.72%-73.9pp |
| Employer contribution / active EE | $1,838 | $3,538-48.0% | $4,859-62.2% | $2,671-31.2% |
| Participant deferral / active EE | $3,641 | $6,405-43.2% | $7,760-53.1% | $4,126-11.8% |
| Admin fee / account holder | $22 | $6,978-99.7% | $10,767-99.8% | $5,651-99.6% |