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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,864 | $152,619-63.4% | $125,195-55.4% | $152,909-63.5% |
| Participation rate | 69.6% | 83.3%-13.8pp | 79.8%-10.2pp | 82.5%-12.9pp |
| Annual return | 25.88% | 54.85%-29.0pp | 43.79%-17.9pp | 345.46%-319.6pp |
| Employer contribution / active EE | $1,399 | $4,947-71.7% | $3,866-63.8% | $4,764-70.6% |
| Participant deferral / active EE | $4,479 | $5,869-23.7% | $4,937-9.3% | $5,851-23.4% |
| Admin fee / account holder | $0 | $13,437-100.0% | $9,704-100.0% | $11,601-100.0% |