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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,136 | $148,629+53.5% | $135,982+67.8% | $139,487+63.6% |
| Participation rate | 88.9% | 83.9%+5.0pp | 81.9%+7.0pp | 80.3%+8.6pp |
| Annual return | 25.94% | 79.33%-53.4pp | 68.32%-42.4pp | 373.84%-347.9pp |
| Employer contribution / active EE | $16,859 | $5,247+221.3% | $4,859+247.0% | $4,755+254.6% |
| Participant deferral / active EE | $6,979 | $8,102-13.9% | $7,760-10.1% | $6,713+4.0% |
| Admin fee / account holder | $3,343 | $12,406-73.1% | $10,767-69.0% | $11,407-70.7% |