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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,842 | $54,355-80.1% | $82,744-86.9% | $68,486-84.2% |
| Participation rate | 93.0% | 63.9%+29.1pp | 72.6%+20.5pp | 67.9%+25.1pp |
| Annual return | -20.64% | -13.67%-7.0pp | 702.22%-722.9pp | -7.85%-12.8pp |
| Employer contribution / active EE | $879 | $2,219-60.4% | $3,008-70.8% | $2,597-66.1% |
| Participant deferral / active EE | $2,891 | $3,246-10.9% | $4,395-34.2% | $4,028-28.2% |
| Admin fee / account holder | $462 | $4,397-89.5% | $5,325-91.3% | $5,404-91.5% |