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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,967 | $76,608-50.4% | $56,077-32.3% | $145,877-74.0% |
| Participation rate | 38.5% | 63.2%-24.8pp | 52.5%-14.0pp | 80.3%-41.8pp |
| Annual return | 18.81% | 3009.59%-2990.8pp | 1709.28%-1690.5pp | 551.28%-532.5pp |
| Employer contribution / active EE | $544 | $1,382-60.7% | $1,040-47.8% | $4,663-88.3% |
| Participant deferral / active EE | $2,254 | $2,624-14.1% | $1,954+15.4% | $6,691-66.3% |
| Admin fee / account holder | $637 | $3,325-80.9% | $2,825-77.5% | $13,402-95.3% |