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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,948 | $90,448-79.1% | $93,786-79.8% | $134,545-85.9% |
| Participation rate | 33.3% | 82.0%-48.6pp | 81.0%-47.7pp | 81.2%-47.9pp |
| Annual return | -17.86% | -15.71%-2.1pp | -11.32%-6.5pp | 418.37%-436.2pp |
| Employer contribution / active EE | $1,794 | $4,349-58.7% | $4,328-58.5% | $4,742-62.2% |
| Participant deferral / active EE | $2,234 | $5,983-62.7% | $6,100-63.4% | $6,401-65.1% |
| Admin fee / account holder | $3,818 | $9,232-58.6% | $7,184-46.9% | $11,431-66.6% |