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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,624 | $138,076+30.8% | $123,553+46.2% | $135,380+33.4% |
| Participation rate | 50.0% | 84.7%-34.7pp | 82.3%-32.3pp | 82.6%-32.6pp |
| Annual return | 0.55% | 153.70%-153.1pp | 119.21%-118.7pp | 519.81%-519.3pp |
| Employer contribution / active EE | $7,953 | $5,152+54.4% | $4,628+71.8% | $4,779+66.4% |
| Participant deferral / active EE | $12,250 | $6,800+80.2% | $6,426+90.6% | $5,609+118.4% |
| Admin fee / account holder | $967 | $10,917-91.1% | $9,284-89.6% | $10,828-91.1% |