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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,071 | $138,076-84.0% | $123,553-82.1% | $135,380-83.7% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -9.61% | 153.70%-163.3pp | 119.21%-128.8pp | 519.81%-529.4pp |
| Employer contribution / active EE | $2,222 | $5,152-56.9% | $4,628-52.0% | $4,779-53.5% |
| Participant deferral / active EE | $3,807 | $6,800-44.0% | $6,426-40.8% | $5,609-32.1% |
| Admin fee / account holder | $2,611 | $10,917-76.1% | $9,284-71.9% | $10,828-75.9% |