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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $217,193 | $136,860+58.7% | $120,344+80.5% | $154,746+40.4% |
| Participation rate | 80.0% | 79.9%+0.1pp | 76.7%+3.3pp | 80.7%-0.7pp |
| Annual return | 13.33% | 21.38%-8.0pp | 20.30%-7.0pp | 172.34%-159.0pp |
| Employer contribution / active EE | $0 | $3,533-100.0% | $3,020-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $18,559 | $5,793+220.3% | $5,135+261.4% | $6,730+175.8% |
| Admin fee / account holder | $18,458 | $15,393+19.9% | $12,742+44.9% | $14,365+28.5% |