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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,189 | $73,787+69.7% | $98,716+26.8% | $82,448+51.8% |
| Participation rate | 100.0% | 61.4%+38.6pp | 69.3%+30.7pp | 68.1%+31.9pp |
| Annual return | 20.88% | 18.57%+2.3pp | 31.81%-10.9pp | 41.64%-20.8pp |
| Employer contribution / active EE | $3,246 | $1,511+114.8% | $2,279+42.5% | $2,551+27.3% |
| Participant deferral / active EE | $6,556 | $3,081+112.8% | $4,048+62.0% | $4,139+58.4% |
| Admin fee / account holder | $1,038 | $6,500-84.0% | $8,703-88.1% | $7,234-85.7% |