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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,335 | $162,136-91.2% | $152,301-90.6% | $154,746-90.7% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 15.54% | 91.02%-75.5pp | 80.50%-65.0pp | 172.34%-156.8pp |
| Employer contribution / active EE | $2,507 | $4,890-48.7% | $4,624-45.8% | $4,379-42.7% |
| Participant deferral / active EE | $6,459 | $8,341-22.6% | $8,004-19.3% | $6,730-4.0% |
| Admin fee / account holder | $3,803 | $15,759-75.9% | $14,398-73.6% | $14,365-73.5% |