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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,351 | $127,790-73.9% | $106,554-68.7% | $167,553-80.1% |
| Participation rate | 73.7% | 78.3%-4.6pp | 76.1%-2.5pp | 82.1%-8.4pp |
| Annual return | 16.45% | 33.88%-17.4pp | 26.80%-10.4pp | 478.89%-462.4pp |
| Employer contribution / active EE | $1,167 | $3,427-65.9% | $2,819-58.6% | $4,840-75.9% |
| Participant deferral / active EE | $3,305 | $5,088-35.0% | $4,398-24.9% | $6,343-47.9% |
| Admin fee / account holder | $1,414 | $11,231-87.4% | $7,408-80.9% | $12,316-88.5% |