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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,314 | $125,237-55.8% | $105,608-47.6% | $145,877-62.1% |
| Participation rate | 68.4% | 77.7%-9.2pp | 75.3%-6.9pp | 80.3%-11.9pp |
| Annual return | 7.73% | 225.76%-218.0pp | 116.50%-108.8pp | 551.28%-543.6pp |
| Employer contribution / active EE | $1,102 | $3,720-70.4% | $3,167-65.2% | $4,663-76.4% |
| Participant deferral / active EE | $4,491 | $5,711-21.4% | $5,010-10.3% | $6,691-32.9% |
| Admin fee / account holder | $7 | $17,287-100.0% | $11,028-99.9% | $13,402-100.0% |