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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,904 | $61,660-64.5% | $80,022-72.6% | $64,173-65.9% |
| Participation rate | 72.6% | 71.7%+0.9pp | 75.8%-3.3pp | 69.6%+3.0pp |
| Annual return | -23.25% | -0.33%-22.9pp | 11.22%-34.5pp | 7.63%-30.9pp |
| Employer contribution / active EE | $2,363 | $1,810+30.5% | $2,468-4.3% | $2,381-0.8% |
| Participant deferral / active EE | $3,597 | $2,968+21.2% | $3,686-2.4% | $3,470+3.7% |
| Admin fee / account holder | $812 | $5,417-85.0% | $6,521-87.6% | $4,887-83.4% |