Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,431 | $77,358-56.8% | $102,184-67.3% | $87,485-61.8% |
| Participation rate | 42.3% | 78.7%-36.4pp | 82.6%-40.3pp | 68.9%-26.6pp |
| Annual return | 14.75% | 41.11%-26.4pp | 31.58%-16.8pp | 26.06%-11.3pp |
| Employer contribution / active EE | $0 | $2,562-100.0% | $3,594-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $1,288 | $6,753-80.9% | $8,309-84.5% | $4,274-69.9% |
| Admin fee / account holder | $485 | $6,809-92.9% | $11,609-95.8% | $7,775-93.8% |