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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,289 | $167,353-71.7% | $143,797-67.1% | $134,545-64.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -25.81% | 0.48%-26.3pp | -0.04%-25.8pp | 418.37%-444.2pp |
| Employer contribution / active EE | $2,626 | $5,620-53.3% | $4,952-47.0% | $4,742-44.6% |
| Participant deferral / active EE | $9,590 | $6,447+48.7% | $5,638+70.1% | $6,401+49.8% |
| Admin fee / account holder | $622 | $18,096-96.6% | $14,679-95.8% | $11,431-94.6% |