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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,343 | $76,551-77.3% | $123,894-86.0% | $62,881-72.4% |
| Participation rate | 85.7% | 73.0%+12.7pp | 81.4%+4.3pp | 69.3%+16.4pp |
| Annual return | 8.68% | 18.68%-10.0pp | 47.52%-38.8pp | 20.14%-11.5pp |
| Employer contribution / active EE | $1,850 | $2,882-35.8% | $4,617-59.9% | $2,281-18.9% |
| Participant deferral / active EE | $4,234 | $4,840-12.5% | $5,984-29.2% | $3,203+32.2% |
| Admin fee / account holder | $564 | $4,826-88.3% | $8,357-93.3% | $4,296-86.9% |