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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,561 | $89,367-47.9% | $141,191-67.0% | $72,975-36.2% |
| Participation rate | 56.3% | 75.1%-18.9pp | 82.5%-26.2pp | 69.5%-13.2pp |
| Annual return | 20.47% | 111.87%-91.4pp | 71.41%-50.9pp | 81.01%-60.5pp |
| Employer contribution / active EE | $2,898 | $3,115-7.0% | $4,736-38.8% | $2,440+18.8% |
| Participant deferral / active EE | $4,430 | $5,419-18.2% | $6,710-34.0% | $3,608+22.8% |
| Admin fee / account holder | $7,935 | $5,957+33.2% | $10,264-22.7% | $5,124+54.9% |