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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,510 | $102,422-41.9% | $147,117-59.5% | $80,959-26.5% |
| Participation rate | 51.4% | 75.9%-24.5pp | 82.2%-30.8pp | 67.7%-16.3pp |
| Annual return | 12.49% | 135.16%-122.7pp | 420.54%-408.0pp | 35.67%-23.2pp |
| Employer contribution / active EE | $4,585 | $3,717+23.3% | $4,932-7.1% | $2,757+66.3% |
| Participant deferral / active EE | $7,940 | $6,652+19.4% | $8,065-1.5% | $4,300+84.6% |
| Admin fee / account holder | $18,909 | $7,953+137.7% | $12,993+45.5% | $6,925+173.0% |