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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,059 | $48,053-43.7% | $84,637-68.0% | $72,976-62.9% |
| Participation rate | 54.8% | 57.6%-2.7pp | 68.2%-13.4pp | 69.5%-14.7pp |
| Annual return | 31.90% | 37.39%-5.5pp | 258.82%-226.9pp | 81.02%-49.1pp |
| Employer contribution / active EE | $1,345 | $1,602-16.0% | $2,653-49.3% | $2,440-44.9% |
| Participant deferral / active EE | $2,605 | $2,681-2.8% | $3,900-33.2% | $3,608-27.8% |
| Admin fee / account holder | $407 | $3,395-88.0% | $4,914-91.7% | $5,124-92.1% |