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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,344 | $112,933+48.2% | $90,970+84.0% | $158,982+5.3% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 17.35% | 215.82%-198.5pp | 134.60%-117.2pp | 302.99%-285.6pp |
| Employer contribution / active EE | $14,651 | $2,893+406.3% | $2,122+590.5% | $4,763+207.6% |
| Participant deferral / active EE | $13,454 | $4,128+225.9% | $3,373+298.9% | $5,983+124.9% |
| Admin fee / account holder | $1,287 | $8,047-84.0% | $5,961-78.4% | $11,252-88.6% |