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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,488 | $167,522-56.7% | $151,639-52.2% | $134,532-46.1% |
| Participation rate | 50.0% | 88.4%-38.4pp | 87.5%-37.5pp | 81.2%-31.2pp |
| Annual return | -10.32% | 7.81%-18.1pp | 3.34%-13.7pp | 418.27%-428.6pp |
| Employer contribution / active EE | $12,658 | $6,828+85.4% | $6,165+105.3% | $4,741+167.0% |
| Participant deferral / active EE | $10,738 | $8,986+19.5% | $8,363+28.4% | $6,401+67.8% |
| Admin fee / account holder | $616,314 | $13,780+4372.6% | $11,613+5207.0% | $11,429+5292.8% |