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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,107 | $101,063+86.1% | $81,473+130.9% | $147,586+27.5% |
| Participation rate | 100.0% | 74.5%+25.5pp | 68.0%+32.0pp | 82.8%+17.2pp |
| Annual return | 13.37% | 32.41%-19.0pp | 38.78%-25.4pp | 578.59%-565.2pp |
| Employer contribution / active EE | $6,049 | $3,206+88.7% | $2,568+135.5% | $4,876+24.0% |
| Participant deferral / active EE | $20,392 | $4,242+380.7% | $3,537+476.5% | $5,439+274.9% |
| Admin fee / account holder | $878 | $5,812-84.9% | $4,561-80.8% | $10,886-91.9% |