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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $428,935 | $97,125+341.6% | $86,233+397.4% | $137,256+212.5% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.0%+31.0pp | 80.0%+20.0pp |
| Annual return | 13.39% | 74.19%-60.8pp | 61.39%-48.0pp | 220.34%-206.9pp |
| Employer contribution / active EE | $7,715 | $2,841+171.5% | $2,504+208.1% | $4,156+85.6% |
| Participant deferral / active EE | $21,468 | $5,180+314.5% | $4,559+370.9% | $6,407+235.1% |
| Admin fee / account holder | $3,623 | $9,725-62.7% | $8,342-56.6% | $12,270-70.5% |