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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,478 | $180,459-46.5% | $154,108-37.4% | $135,380-28.7% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -10.64% | 888.21%-898.9pp | 735.21%-745.8pp | 519.81%-530.4pp |
| Employer contribution / active EE | $3,411 | $6,035-43.5% | $5,298-35.6% | $4,779-28.6% |
| Participant deferral / active EE | $5,104 | $5,806-12.1% | $5,081+0.5% | $5,609-9.0% |
| Admin fee / account holder | $2,863 | $16,145-82.3% | $13,411-78.7% | $10,828-73.6% |