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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,387 | $105,158-31.2% | $94,672-23.5% | $139,487-48.1% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 17.26% | 38.11%-20.9pp | 156.89%-139.6pp | 373.84%-356.6pp |
| Employer contribution / active EE | $2,969 | $4,107-27.7% | $3,673-19.2% | $4,755-37.6% |
| Participant deferral / active EE | $9,746 | $7,599+28.3% | $7,417+31.4% | $6,713+45.2% |
| Admin fee / account holder | $1,781 | $8,972-80.2% | $7,222-75.3% | $11,407-84.4% |