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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,611 | $108,942-17.7% | $100,415-10.8% | $145,897-38.6% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 10.77% | 58.27%-47.5pp | 49.47%-38.7pp | 552.29%-541.5pp |
| Employer contribution / active EE | $8,542 | $4,422+93.2% | $3,943+116.6% | $4,663+83.2% |
| Participant deferral / active EE | $29,176 | $8,461+244.8% | $8,091+260.6% | $6,689+336.2% |
| Admin fee / account holder | $375 | $9,702-96.1% | $7,906-95.3% | $13,390-97.2% |