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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,183 | $157,304+42.5% | $141,197+58.8% | $152,909+46.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 20.80% | 64.34%-43.5pp | 71.41%-50.6pp | 345.46%-324.7pp |
| Employer contribution / active EE | $5,953 | $5,263+13.1% | $4,736+25.7% | $4,764+25.0% |
| Participant deferral / active EE | $7,133 | $7,111+0.3% | $6,710+6.3% | $5,851+21.9% |
| Admin fee / account holder | $2,630 | $12,126-78.3% | $10,265-74.4% | $11,601-77.3% |