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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,539 | $106,247-81.6% | $96,515-79.8% | $139,466-86.0% |
| Participation rate | 87.5% | 77.8%+9.7pp | 74.3%+13.2pp | 80.3%+7.2pp |
| Annual return | 23.03% | 38.47%-15.4pp | 35.73%-12.7pp | 373.66%-350.6pp |
| Employer contribution / active EE | $3,069 | $4,106-25.3% | $3,740-17.9% | $4,754-35.5% |
| Participant deferral / active EE | $7,375 | $5,456+35.2% | $4,880+51.1% | $6,712+9.9% |
| Admin fee / account holder | $309 | $7,885-96.1% | $6,735-95.4% | $11,409-97.3% |