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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,125 | $133,998-93.2% | $112,263-91.9% | $134,545-93.2% |
| Participation rate | 64.7% | 78.6%-13.9pp | 75.1%-10.4pp | 81.2%-16.5pp |
| Annual return | -22.14% | 47.17%-69.3pp | 27.49%-49.6pp | 418.37%-440.5pp |
| Employer contribution / active EE | $1,917 | $4,040-52.6% | $3,636-47.3% | $4,742-59.6% |
| Participant deferral / active EE | $2,002 | $5,292-62.2% | $4,729-57.7% | $6,401-68.7% |
| Admin fee / account holder | $165 | $7,493-97.8% | $6,410-97.4% | $11,431-98.6% |