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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,297 | $127,790-61.4% | $106,554-53.7% | $167,553-70.6% |
| Participation rate | 0.0% | 78.3%-78.3pp | 76.1%-76.1pp | 82.1%-82.1pp |
| Annual return | 9.69% | 33.88%-24.2pp | 26.80%-17.1pp | 478.89%-469.2pp |
| Employer contribution / active EE | $1,888 | $3,427-44.9% | $2,819-33.0% | $4,840-61.0% |
| Participant deferral / active EE | $5,521 | $5,088+8.5% | $4,398+25.5% | $6,343-13.0% |
| Admin fee / account holder | $78,527 | $11,231+599.2% | $7,408+960.0% | $12,316+537.6% |