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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,412 | $138,385-45.5% | $184,243-59.1% | $80,925-6.8% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.7%+32.3pp |
| Annual return | 20.83% | 20.02%+0.8pp | 28.82%-8.0pp | 35.65%-14.8pp |
| Employer contribution / active EE | $3,424 | $4,851-29.4% | $6,427-46.7% | $2,756+24.2% |
| Participant deferral / active EE | $9,061 | $7,075+28.1% | $9,132-0.8% | $4,299+110.8% |
| Admin fee / account holder | $344 | $10,489-96.7% | $13,914-97.5% | $6,940-95.0% |