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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $522,223 | $102,638+408.8% | $81,991+536.9% | $158,966+228.5% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.3%+30.7pp | 82.0%+18.0pp |
| Annual return | 19.32% | 61.05%-41.7pp | 41.31%-22.0pp | 302.95%-283.6pp |
| Employer contribution / active EE | $16,800 | $3,241+418.4% | $2,498+572.4% | $4,762+252.8% |
| Participant deferral / active EE | $23,833 | $4,649+412.6% | $3,722+540.3% | $5,983+298.3% |
| Admin fee / account holder | $68,558 | $8,237+732.3% | $5,665+1110.3% | $11,250+509.4% |