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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,602 | $52,580-15.2% | $71,671-37.8% | $70,126-36.4% |
| Participation rate | 18.2% | 60.9%-42.7pp | 68.7%-50.6pp | 69.5%-51.4pp |
| Annual return | 17.17% | 20.25%-3.1pp | 20.65%-3.5pp | 73.15%-56.0pp |
| Employer contribution / active EE | $315 | $1,616-80.5% | $2,460-87.2% | $2,343-86.5% |
| Participant deferral / active EE | $870 | $2,386-63.5% | $3,438-74.7% | $3,332-73.9% |
| Admin fee / account holder | $0 | $3,653-100.0% | $5,558-100.0% | $4,645-100.0% |