See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 9-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: JOHN HANCOCK LIFE INSURANCE CO USA Service code 15 · EIN 01-0233346 | Recordkeeping | $978 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,642 | $74,706-72.4% | $75,696-72.7% | $79,386-74.0% |
| Participation rate | 62.4% | 75.3%-13.0pp | 74.8%-12.5pp | 70.7%-8.3pp |
| Annual return | 19.12% | 18.52%+0.6pp | 104.53%-85.4pp | 116.85%-97.7pp |
| Employer contribution / active EE | $469 | $2,590-81.9% | $2,743-82.9% | $2,427-80.7% |
| Participant deferral / active EE | $2,293 | $3,533-35.1% | $3,821-40.0% | $4,046-43.3% |
| Admin fee / account holder | $39 | $374-89.6% | $3,619-98.9% | $626-93.8% |