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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,769 | $80,992+24.4% | $96,534+4.4% | $75,173+34.0% |
| Participation rate | 93.9% | 71.8%+22.1pp | 76.0%+17.9pp | 67.2%+26.7pp |
| Annual return | 20.83% | 27.05%-6.2pp | 25.88%-5.1pp | 160.72%-139.9pp |
| Employer contribution / active EE | $4,801 | $2,283+110.3% | $2,965+61.9% | $2,671+79.8% |
| Participant deferral / active EE | $14,694 | $3,929+274.0% | $4,851+202.9% | $4,126+256.1% |
| Admin fee / account holder | $17,959 | $6,717+167.4% | $8,253+117.6% | $5,651+217.8% |