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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,429 | $112,131+97.5% | $95,964+130.7% | $158,982+39.3% |
| Participation rate | 63.6% | 79.0%-15.4pp | 77.1%-13.4pp | 82.0%-18.3pp |
| Annual return | 10.43% | 171.19%-160.8pp | 91.64%-81.2pp | 302.99%-292.6pp |
| Employer contribution / active EE | $1,008 | $3,199-68.5% | $2,541-60.3% | $4,763-78.8% |
| Participant deferral / active EE | $5,154 | $4,784+7.7% | $4,167+23.7% | $5,983-13.9% |
| Admin fee / account holder | $630 | $10,136-93.8% | $6,797-90.7% | $11,252-94.4% |