Filed January 10, 2017
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,795 | $87,733-4.5% | $106,554-21.4% | $85,851-2.4% |
| Participation rate | 27.7% | 71.9%-44.2pp | 76.1%-48.4pp | 69.3%-41.6pp |
| Annual return | 17.01% | 21.86%-4.8pp | 26.80%-9.8pp | 318.63%-301.6pp |
| Employer contribution / active EE | $644 | $2,073-68.9% | $2,819-77.2% | $2,565-74.9% |
| Participant deferral / active EE | $1,264 | $3,469-63.6% | $4,398-71.3% | $3,952-68.0% |
| Admin fee / account holder | $1,057 | $6,767-84.4% | $7,408-85.7% | $6,261-83.1% |