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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,665 | $82,678-58.1% | $125,391-72.4% | $68,490-49.4% |
| Participation rate | 43.3% | 75.1%-31.7pp | 82.4%-39.1pp | 67.9%-24.6pp |
| Annual return | -12.07% | -5.97%-6.1pp | 572.41%-584.5pp | -7.85%-4.2pp |
| Employer contribution / active EE | $3,171 | $3,382-6.2% | $4,816-34.1% | $2,597+22.1% |
| Participant deferral / active EE | $6,330 | $6,111+3.6% | $7,448-15.0% | $4,028+57.2% |
| Admin fee / account holder | $4,850 | $6,277-22.7% | $10,009-51.5% | $5,403-10.2% |