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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,826 | $175,259-40.2% | $149,723-30.0% | $139,487-24.8% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 16.37% | 166.82%-150.5pp | 134.50%-118.1pp | 373.84%-357.5pp |
| Employer contribution / active EE | $6,947 | $5,478+26.8% | $4,821+44.1% | $4,755+46.1% |
| Participant deferral / active EE | $13,416 | $6,522+105.7% | $5,682+136.1% | $6,713+99.9% |
| Admin fee / account holder | $3,376 | $16,158-79.1% | $13,215-74.4% | $11,407-70.4% |